Privacy Policy

Cookies

The site wisefins.com and all its subdomains may ask you to accept cookies to improve its operation. A cookie is information placed on your hard drive by the server of the site you are visiting. It contains several pieces of data that are stored on your computer in a simple text file that a server accesses to read and save information.

Hypertext links

WiseFins has no way to control the possible connections of third-party sites with its own. In particular, WiseFins cannot:

– respond to or guarantee the availability of such sites and external sources.

– be held responsible for any damage, of any nature whatsoever, resulting from the content of these sites or external sources, and in particular from the information, products or services they offer, or from any use that may be made of these elements. The risks associated with this use are the sole responsibility of the Internet user, who must comply with their conditions of use.

Visitors and users may not set up a hyperlink to the site wisefins.com without the prior authorization of the Publisher, requested by email at the address: jcaillet@wisefins.com.

Definitions

The Publisher : designates WiseFins and its representative Mr. Jérôme CAILLET.

The Site : All the sites, Internet pages and online services offered by the Publisher.

The User : The person using the Site and the services.

 

Nature of the data collected

In the context of the use of the Sites, the Publisher may collect the following categories of data concerning its Users:

Civil status data, identity, and contact details (telephone, email and postal address).

 

Communication of data to third parties

No communication to third parties 

Your data is not communicated to third parties. However, you are informed that they may be disclosed by application of a law, a regulation or by virtue of a decision of a competent regulatory or judicial authority.

Purpose of the reuse of collected personal data

Carry out operations relating to customer management concerning:

  • contracts; the orders ; the deliveries ; the bills ; accounting and in particular the management of customer accounts;
  • a loyalty program within one or more legal entities;
  • monitoring the customer relationship such as carrying out satisfaction surveys, handling complaints and after-sales service;
  • the selection of customers to carry out studies, surveys and product tests (except with the consent of the data subjects obtained under the conditions provided by the EU GPRD, these operations must not lead to the establishment of profiles likely to reveal sensitive data – racial or ethnic origins, philosophical, political, trade union, religious opinions, sexual life or human health)

But also the management of requests for the right of access, rectification and opposition.

Aggregation of data

Aggregation with non-personal data

We may publish, disclose and use aggregated information (information relating to all of our Users or to specific groups or categories of Users that we combine in such a way that an individual User can no longer be identified or mentioned) and non-personal information for industry and market analysis, demographic profiling, promotional and advertising purposes and other business purposes.

Aggregation with personal data available on the User’s social accounts

If you connect your account to an account of another service in order to cross-send, said service may communicate your profile and connection information to us, as well as any other information that you have authorized disclosure of. We may aggregate information relating to all of our other Users, groups, accounts, to personal data available on the User.

Collection of identity data

Free consultation 

Consulting the Site does not require registration or prior identification. It can be done without you communicating any personal data concerning you (name, first name, address, etc.). We do not record any personal data for the simple consultation of the Site.

Use of the user’s identifier only for access to the services 

We use your electronic identifiers only for and during the execution of the contract with the Publisher and for the duration of the commercial relationship agreed with the latter.

Collection of terminal data

No collection of technical data 

We do not collect or store any technical data from your device (IP address, Internet service provider, etc.).

Cookies

storage period

In accordance with the recommendations of the CNIL, the maximum storage period for cookies is a maximum of 12 months after their first deposit in the User’s terminal, as is the period of validity of the consent of the user. User to the use of these cookies. The lifespan of cookies is not extended on each visit. The User’s consent must therefore be renewed at the end of this period.

Purpose of cookies

Cookies can be used for statistical purposes, in particular to optimize the services provided to the User, from the processing of information concerning the frequency of access, the personalization of pages as well as the operations carried out and the information consulted.

You are informed that the Publisher may place cookies on your device. The cookie records information relating to navigation on the service (the pages you have consulted, the date and time of the consultation, etc.) that we can read during your subsequent visits.

User’s right to refuse cookies 

You acknowledge having been informed that the Publisher may use cookies. If you do not want cookies to be used on your terminal, most browsers allow you to disable and / or delete cookies through the settings options, temporarily or permanently.

Retention period for personal data and anonymization

Retention of data for the duration of the contractual relationship 

In accordance with European GPRD relating to data processing, files and to freedoms, personal data being processed are not kept beyond the time necessary for the performance of the obligations defined when the contract is concluded or the predefined duration of the contractual relationship.

Retention of anonymized data beyond the contractual relationship / after deletion of the account 

We keep personal data for the period strictly necessary to achieve the purposes described in these T&Cs (Terms and Conditions). 

Beyond this period, they will either be deleted or anonymized and kept for exclusively statistical purposes and will not give rise to any exploitation of any kind.

Indications in the event of a security breach detected by the Publisher

Information of the User in the event of a security breach 

We undertake to implement all the appropriate technical and organizational measures in order to guarantee a level of security adapted to the risks of accidental, unauthorized or illegal access, disclosure, alteration, loss or destruction of your personal data. In the event that we become aware of illegal access to your personal data stored on our servers or those of our service providers, or of an unauthorized access resulting in the realization of the risks identified above, we undertake to:

  • Notify you of the incident as soon as possible;
  • Examine the causes of the incident and inform you;
  • Take the necessary measures within reasonable limits to reduce the negative effects and prejudices that may result from the said incident

Limitation of liability 

Under no circumstances can the commitments defined in the above point relating to the notification in the event of a security breach be assimilated to any acknowledgment of fault or responsibility for the occurrence of the incident in question.

Origin of personal data collected

From around the world 

The data collected by the Publisher can come from anywhere in the world. But for any possible conflict or for any use of these said data, it is the French jurisdiction and the European laws which apply.

Transfer of personal data abroad

No transfer outside the European Union 

The Publisher undertakes not to transfer the personal data of its Users outside the European Union.

Modification of the T&Cs and the confidentiality policy

In the event of any modification of these T&Cs, commitment not to lower the level of confidentiality substantially without prior information to the persons concerned 

We undertake to inform you in the event of a substantial modification of these CGU, and not to lower the level of confidentiality of your data substantially without informing you and obtaining your consent.

Applicable law and methods of appeal

Application of French law (CNIL legislation) and jurisdiction of the courts 

These T&Cs and your use of the Site are governed and interpreted in accordance with the laws of France, and in particular Law n ° 78-17 of 6 January 1978 relating to data processing, files and freedoms. The choice of applicable law does not affect your rights as a consumer in accordance with the applicable law of your place of residence. If you are a consumer, you and we agree to submit to the non-exclusive jurisdiction of French courts, which means that you can take action relating to these T&Cs in France or in the EU country in which you live. . 

If you are a professional, all actions against us must be brought before a court in France.

In the event of a dispute, the parties will seek an amicable solution before any legal action. In the event of failure of these attempts, all challenges to the validity, interpretation and / or execution of these T&Cs must be brought, even in the event of a plurality of defendants or a guarantee appeal, before the French courts.

Data

Personal portability on request

The Publisher undertakes to offer you the possibility of having all the data concerning you returned to you on simple request. The User is thus guaranteed a better control of his data, and keeps the possibility of reuse them. These data should be provided in an open and easily reusable format.

Computer security and secure communications

The Publisher’s website (s) has been created using modern tools and the latest technologies. Updates and regular maintenance are carried out in order to always ensure the safest possible navigation and use of the site.

This site is hosted by a recognized service provider on a server located in France, which is maintained daily, and has SSL encryption to secure the connection to the site (https).

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